Savings & Investments
Do not save what is left after spending; instead spend what is left after saving.
Risk Matters for many of our clients, it’s critical that their money is working efficiently and in a prudent, sustainable fashion. First, Beach Financial Group’s independent approach of Investment Analysis and Management requires an in-depth understanding of your entire financial situation. We continue by applying our proprietary Discretionary Wealth Analysis in order to assess the appropriate amount of portfolio risk while still achieving the goals that are important to you. The optimal asset allocation is then developed using the most recent academically supported, mathematically-based methodologies to maximize the opportunity for returns within each risk level. The final stage involves building a portfolio structure that is strategic in its asset allocation, yet responsive to market volatility. Never has this need to be nimble been more on display than over the last decade.
We believe no two investors are alike. In order to help each client pursue their financial goals, we use a personalized approach to investing. Our advice and recommendations are tailored to our clients’ risk tolerance, desired return objectives, investment options, time horizon and income needs. The strategies that we select are designed based on your investment goals.